How to Fund Import Orders in NZ (Without Killing Cashflow) (Copy)
Importing goods sounds straightforward until you actually have to pay for them.
This is something I see quite a bit with NZ businesses.
They’ve got demand. They’ve got customers lined up.
But the challenge is funding the stock before it even lands.
Where the Pressure Comes From
From what I see, the issue usually comes down to timing:
Overseas suppliers want payment upfront
Shipping and logistics add delays
Customers only pay once goods are sold
So cash is tied up before revenue comes in.
What Businesses Usually Try
Most businesses will:
Use their own cash
Stretch supplier relationships
Or rely on overdrafts
That can work but it often limits growth.
Another Way to Approach It
This is where import finance comes in.
Instead of funding inventory yourself, you structure it so:
Suppliers are paid
Goods are shipped
Cashflow isn’t drained in the process
From what I see, it’s often the difference between:
We can only order small and We can scale properly
How I Help With This
This is a big part of what I specialise in.
I work with NZ businesses to access and structure:
Import finance
Purchase order finance
Export finance
Often these work together—not in isolation.
Where It Fits
Import finance tends to make sense when:
You’re ordering stock from overseas
You need to pay suppliers before selling
Growth is putting pressure on working capital
It’s not about adding complexity—it’s about removing bottlenecks.
If You Want to Talk It Through
If you want a quick idea of what this could look like for your business, I’m happy to run through it with you.
Or learn more: