Business Finance Guides & Explanations

Clear, practical explanations of business finance topics, from funding and cashflow to tax and valuations, inspired by real conversations with NZ business owners and experts.

Property Development Finance in New Zealand
Alex Russell Alex Russell

Property Development Finance in New Zealand

Learn how property development finance works in New Zealand, what banks and non-banks look for, equity and pre-sale requirements, and common reasons developments get declined.

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Protect Your Business (Before It’s Too Late)
Alex Russell Alex Russell

Protect Your Business (Before It’s Too Late)

Learn how NZ business owners can protect personal assets when buying or running a business. Private law expert Alice Nunn explains trusts, personal guarantees, shareholder agreements, and common legal mistakes that can lead to costly disputes.

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Manage your Tax better
Alex Russell Alex Russell

Manage your Tax better

Learn how tax pooling works in NZ, how businesses use it to manage cashflow, reduce penalties, and stay on top of tax obligations.

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How to get Bank Funding
Alex Russell Alex Russell

How to get Bank Funding

Applying for bank funding in NZ? Learn what lenders actually look for, how to prepare your business, and common mistakes that get applications declined.

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Easy Property Returns
Alex Russell Alex Russell

Easy Property Returns

Mortgage investment isn’t just for institutions. Learn how everyday Kiwis can invest in mortgages through GoLend, what the risks are, and how it works in simple terms.

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Do I Need a Financial Adviser?
Alex Russell Alex Russell

Do I Need a Financial Adviser?

A good finance adviser does more than arrange funding. Learn why business owners need a finance adviser, what they really do, and when getting advice can save time, cash, and stress.

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Unsecured Business Loans
Alex Russell Alex Russell

Unsecured Business Loans

Unsecured business loans provide fast funding without property security. Learn how unsecured business loans work in NZ, who they suit, the risks, and when they make sense.

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What is Invoice Finance?
Alex Russell Alex Russell

What is Invoice Finance?

Invoice finance can unlock cash tied up in unpaid invoices. This guide explains how invoice finance works in New Zealand, who it’s for, the pros and cons, and when it makes sense.

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