Business Finance Guides & Explanations
Clear, practical explanations of business finance topics, from funding and cashflow to tax and valuations, inspired by real conversations with NZ business owners and experts.
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Search topics like cashflow, invoice finance, or business turnaround.
5 Ways to Free Up Cash in Your Business Right Now
Cash flow pressure is one of the biggest challenges for growing businesses. The issue isn’t always revenue it’s how cash gets tied up. Here are 5 practical ways to free up cash and create more breathing room right now.
How Rising Fuel and Supplier Costs Are Impacting Cash Flow (and What to Do)
Rising fuel and supplier costs are putting real pressure on NZ businesses. It’s not just higher expenses it’s how cashflow gets squeezed between rising costs and slow payments. Here’s what I’m seeing and what actually helps.
How to Fund Import Orders in NZ (Without Killing Cashflow)
When a viable business is under pressure, the issue is often funding not fundamentals. This article explores how accountants and debt advisors can use structured finance solutions like purchase order and invoice finance to stabilise cashflow, reduce creditor pressure, and create a path forward beyond insolvency or bank exit.
How to Chase Unpaid Invoices Without Damaging Client Relationships (NZ Guide)
Chasing unpaid invoices is one of the most frustrating parts of running a business. Here’s how to follow up, get paid faster, and keep your client relationships intact.
6 Cash Flow Killers Quietly Hurting NZ Businesses
If your business constantly feels tight on cash even when work is coming in you’re not alone. Here are 6 of the biggest cash flow killers affecting NZ businesses and what you can do to stay ahead of them.
How to Survive Rising Costs as a Small Business in NZ
Rising costs are putting pressure on small businesses across New Zealand. From fuel to suppliers to wages, the squeeze is real. The challenge isn’t just higher expenses it’s how cashflow struggles to keep up. Here’s what I’m seeing and how businesses are managing it.
Exporting Overseas? Here’s Where Cashflow Can Catch You Out
Exporting opens up big opportunities but it can also tie up cashflow. Here’s how NZ businesses manage international payments and keep things moving.
Alternatives to Insolvency: Funding Options Advisors Should Know
When a business is under pressure, the issue is often cashflow not viability. This article outlines how structured funding solutions can help advisors stabilise clients, reduce creditor pressure, and create a path forward beyond insolvency or bank withdrawal.
Got a Big Order But Need Help Funding It?
Landing a big order is great until you need to fund it. Here’s how NZ businesses use purchase order finance to pay suppliers, fulfil orders, and keep cashflow moving.
How NZ Businesses Actually Get Paid Faster
Getting paid late is one of the biggest cashflow challenges for NZ businesses. Here’s what I’ve seen actually work to get paid faster and keep cashflow moving.
What is Invoice Finance NZ (Simple Guide)
I’ve needed invoice finance myself running a small FMCG business, and now I help NZ companies do the same. Here’s a simple breakdown of how it works and when it actually makes sense.
How to Improve Cashflow in a Small Business (NZ Guide)
Cashflow issues don’t just affect struggling businesses I see it in growing NZ companies all the time. Here’s what’s really causing cashflow pressure and what actually works to improve it.
Slow Paying Customers in NZ?
Slow paying customers are one of the biggest cashflow challenges for NZ businesses. In this guide, I break down how invoice finance works and how you can unlock cash from unpaid invoices to keep your business moving.
Advice Industry in NZ
Explore how Kiwi Adviser Network supports mortgage and insurance advisers in New Zealand. This episode breaks down the role of aggregators, industry challenges, and what it takes to build a successful advice business.
The Story Behind Penny: From Idea to Fintech Platform
Explore how Penny is transforming broker efficiency through fintech innovation. In this episode of About the Green, Sam Noel shares insights on building a fintech startup, streamlining lending processes, and reducing admin time for mortgage and commercial brokers.
The Hidden Risk of Selling on Credit (And How to Protect Your Business)
Many New Zealand businesses sell on credit without realising how exposed they are. Trade credit insurance helps protect your cashflow if customers can’t or won’t pay. In this episode of About the Green, we break down how it works, who it’s for, and why more NZ businesses are using it to manage risk.
Property Development Finance in New Zealand
Learn how property development finance works in New Zealand, what banks and non-banks look for, equity and pre-sale requirements, and common reasons developments get declined.
The Brutal Mistake First-Time Property Investors Keep Making
Learn how everyday New Zealanders get started in property investment, avoid common beginner mistakes, use debt wisely, and build long-term rental portfolios with the right strategy.
Protect Your Business (Before It’s Too Late)
Learn how NZ business owners can protect personal assets when buying or running a business. Private law expert Alice Nunn explains trusts, personal guarantees, shareholder agreements, and common legal mistakes that can lead to costly disputes.
Hospitality Is Brutal Right Now. Here’s How the Best Operators Stay Alive
Hospitality is under real pressure in New Zealand.
Learn how successful operators are protecting margins, managing cashflow, increasing average spend, and planning ahead to survive tougher conditions.